Capital Gains Tax Calculator (Budget 2024 Updated)
100% Local Browser ProcessingFinance Suite1. Capital Transaction Details
2. Transfer Expenses & Applicable Income Tax Slab
₹3,40,000
Tax rate of 12.5% applies under Budget 2024 rules.
Detailed Capital Gains Computation Schedule
Complete breakdown of purchase cost, sale realization, STCG/LTCG classification, tax exemptions, cess, and net in-hand profit
How to Calculate Capital Gains Tax & STCG / LTCG
Calculate exact Short Term Capital Gains (STCG) and Long Term Capital Gains (LTCG) tax liability under the latest Budget 2024 tax rules instantly inside your browser.
Select Asset Class & Holding Period
Choose between Equity Shares/Mutual Funds, Real Estate/Property, Debt Funds, or Gold/Other Assets and input your purchase & sale dates or holding duration in months.
Enter Purchase & Sale Value
Input your initial purchase price, final sale realization, and any transfer expenses or brokerage costs incurred during buying or selling.
Calculate STCG/LTCG Tax & Export Report
Instantly view Net Capital Gain, STCG vs LTCG tax breakdown under Budget 2024 rules (including ₹1.25L equity exemption), and download a CSV tax report.
Capital Gains Tax Rates & Holding Period Matrix
Complete overview of Short Term vs Long Term Capital Gains tax rates across different asset classes according to the latest Indian Finance Act rules.
| Asset Category | LTCG Threshold | STCG Tax Rate | LTCG Tax Rate | Budget 2024 Key Changes |
|---|---|---|---|---|
| Equity Shares & Listed Equity MFs | 12 Months | 20% (Budget 2024) | 12.5% (Above ₹1.25L Exempt) | STCG increased from 15% to 20%. LTCG increased from 10% to 12.5%, but tax-free exemption limit raised from ₹1L to ₹1.25 Lakhs per year. |
| Real Estate & Immovable Property | 24 Months | Slab Rates | 12.5% (Without Indexation) | Budget 2024 reduced property LTCG rate from 20% to 12.5% (without indexation). Pre-July 23, 2024 property holders get option of 20% with indexation. |
| Debt Mutual Funds & Fixed Income | Any Period (Post April 2023) | Slab Rates | Slab Rates (No LTCG Benefit) | Specified debt mutual funds bought after April 1, 2023 are taxed strictly at individual income tax slab rates regardless of holding period. |
| Gold, SGB & Physical Assets | 24 Months (Budget 2024) | Slab Rates | 12.5% (Without Indexation) | Holding period threshold for LTCG on Gold reduced from 36 months to 24 months. LTCG tax rate reduced to 12.5%. |
| Unlisted Shares & Foreign Stocks | 24 Months | Slab Rates | 12.5% (Without Indexation) | Holding requirement reduced to 24 months with concessional 12.5% LTCG tax rate under Budget 2024. |
Why Use Meema Tools Capital Gains Tax Calculator?
Designed for 100% privacy, real-time STCG vs LTCG tax computation, and instant CSV tax report exports.
Budget 2024 Tax Engine
Updated with 20% STCG and 12.5% LTCG tax rates and ₹1.25L equity statutory exemption limit.
Multi-Asset Class Support
Calculate capital gains across Equity Shares, Real Estate, Debt Funds, and Gold & Physical Assets.
Automatic STCG / LTCG Classifier
Intelligently classifies transactions based on holding duration and asset-specific threshold rules.
100% Client-Side Privacy
Zero cloud storage. Confidential investment figures remain 100% safe in local browser memory.
Frequently Asked Questions
About Capital Gains Tax
Clear answers regarding Short Term vs Long Term Capital Gains, Budget 2024 tax rate updates, ₹1.25L equity exemption, and Section 54/54F property reinvestment rules.
100% Confidentiality
All investment purchase prices, sale figures, and capital gains tax calculations run locally inside your browser memory. Zero financial data is sent to external servers.
Under Budget 2024, Short Term Capital Gains (STCG) tax on listed equity shares and equity mutual funds has increased from 15% to 20%. Long Term Capital Gains (LTCG) tax on equity has increased from 10% to 12.5%, but the annual tax-free LTCG exemption limit has been increased from ₹1,00,000 to ₹1,25,000.
Under Budget 2024, the holding period thresholds for LTCG are: 12 months for listed equity shares and equity mutual funds; 24 months for real estate, immovable property, physical gold, SGBs, and unlisted shares. Specified debt funds bought after April 1, 2023 are taxed at income slab rates regardless of holding duration.
Under Section 112A of the Income Tax Act, the first ₹1,25,000 of aggregate LTCG realized from listed equity shares and equity mutual funds in a financial year is completely tax-free. Only capital gains exceeding ₹1.25 Lakhs are taxed at the concessional rate of 12.5%.
Budget 2024 reduced the LTCG tax rate on real estate from 20% to 12.5% for properties held over 24 months, while removing the indexation benefit. However, for properties acquired before July 23, 2024, resident taxpayers can choose between paying 20% with indexation or 12.5% without indexation, whichever results in lower tax.
If your selling price is lower than your total purchase cost, the net result is a Capital Loss. Short-term capital losses can be set off against both STCG and LTCG, while long-term capital losses can only be set off against LTCG under Indian tax laws.
Yes, 100% private! All asset purchase prices, sale figures, and tax calculations run strictly inside your browser's local JavaScript memory. Zero financial data is uploaded or stored on any server.
Explore Related Finance & Calculation Tools
Fast, private monetary & calculation utilities running locally in your browser
Income Tax Calculator (New vs Old)
Compare tax liability under New Tax Regime vs Old Tax Regime with 80C, 80D, and HRA deductions.
SIP Return Calculator
Estimate potential future wealth and capital gains from monthly mutual fund SIP contributions.
Lumpsum Investment Calculator
Calculate returns, compound growth, and capital gains on one-time mutual fund investments.